Cross-border Digital Health Payment for African Diaspora and residents
Cut your medical expense by 50%
Compare Insurance plans and enroll online in few minutes.
Compare Business Insurance plans and enroll online in few minutes.
How does Ensuram work
Create Account
Tell us about yourself and your beneficiaries.
Choose Your Service
Select from health insurance, health savings, or medical bill payment.
Make Payment
Use credit/debit card, PayPal, or add money to your Ensuram wallet and pay.
Why choose Ensuram ?
Ensuram makes it easy for people living in the Diaspora or Africa
to take care of their loved ones in Africa. We provide our customers with
Choice, Ease, Convenience and Affordability.
Best insurances to choose from
We work with insurances with many years of experience along with a good coverage.
You will pay the lowest cost
You’ll pay the same price offered by insurance companies you know and trust.
You will set up a health saving plan
At Ensuram, you can save money, buy plans, pay medical bills and track your health expenses.
Expert help at your fingertips
Our friendly customer support team is there for you 24/7 by chat, email or phone.
Our Mission
Ensuram is committed to reaching 50% of families in Africa with quality and affordable health care when ever and where ever through the help of the African diaspora. Thus, reducing maternal and infant mortality and increase overall life expectancy in Africa by atleast 10-20 years.
Choose your health insurance in one of our locations
where your family or business are.
ENSURAM currently partners with insurance and healthcare providers in 4 countries. Don't worry if your country is not on this list. We are working hard to reach all countries in Africa.
Cameroon
Ghana
Nigeria
Ivory Coast
Click the "NOTIFY ME" button below, fill the form that appears and be informed once we are available in your country .
A short story before you engage with us
Hannah, an accountant originally from Nigeria, now lives in the United Kingdom, having married an American. As the third among five siblings and the only one living overseas, she has taken on the responsibility of financially supporting her family back home. Every month, she diligently sends funds to assist with her mother's living and medical expenses. However, an unexpected situation arose when her mother faced a sudden health crisis. Rushed to the hospital, there was an urgent need for emergency care, but the funds were insufficient, and Hannah was unreachable by phone. This delay in treatment unfortunately led to a deterioration in her mother's health condition.
This distressing scenario could have been prevented if she Ensuram. As with Ensuram she would have been able to purchase a health insurance plan or pre-authorized hospitals to deduct a certain maximum amount of money from her Ensuram account to cover emergency medical bills for her mom.
FAQ
If you don't see an answer to your question,
you can send us an email from our contact form
Ensuram is a cross-border digital health savings, insurance purchase and medical bill payment platform for African immigrants and their families.
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.
- Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents.
- Health insurance protects you from unexpected, high medical costs.
- Health insurance also helps you protect your savings. While an unforeseen illness can lead to mental anguish and stress, there is another side to dealing with health conditions that can leave you drained – the expenses. By buying a suitable health insurance policy, you can better manage your medical expenditure without dipping into your savings.
- More over, health insurance deal with medical inflation. The costs for doctor's consultation, diagnosis tests, ambulance charges, operation theatre costs, medicines, room rent, etc. are also continually increasing. All of these could put a considerable strain on your finances if you are not adequately prepared. By paying a relatively affordable health insurance premium each year, you can beat the burden of medical inflation while opting for quality treatment, without worrying about how much it will cost you.
With Ensuram, never worry about the health condition of your loved ones again. Ensuram put at your disposal the ability to compare and shop health insurance for your family. Click here to begin
No! We currently cover only four African countries. Click on the "NOTIFY ME" button to get informed when we launch in your country
No, Ensuram is NOT an insurance company and does not underwrite policies. It is a cross-border digital health payment service for the African diaspora and residents. We connect you with trusted insurance companies and healthcare providers for premium, affordable care. Ensuram allows you to save money for the future health needs of your family. With Ensuram, you can use these savings to pay bills and purchase insurance policies within our platform.
Ensuram is available in multiple countries and regions in Africa, including in major cities and remote areas. We work with a network of trusted health insurance providers and healthcare providers So, don't worry grandma is save!
Sum insured refers to the maximum amount that the insurance company pays to the policyholder in case a claim is raised due to an illness or accidental injury. It is the maximum claim amount that the insurer will pay under your health policy to cover your incurred medical expenses. It is also referred to as maximum coverage under health insurance.
There are no documents required as such for purchasing a health insurance policy. You may only have to undergo a pre-policy medical check-up if you are a senior citizen. However, you must have valid proof of your identity, address, age, etc. when you need to file a claim with your insurer.
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