Connecting Africans home and abroad to Africa’s health marketplace for seamless digital health payments and savings via individual and employer contributions.
Reduce your medical expenses in Africa by about 50% with Ensuram
OUR SERVICES
A one-stop-shop for Africa’s health marketplace.
HOSPITALS
Offer appointment scheduling and digital Medical bill payment services.
INSURERS
Offer online purchase and payment for health insurance.
LABORATORIES
Offer online options for purchasing, paying for and booking for lab tests.
PHARMACIES
Offer online options for purchasing and paying for medications.
ORGANIZATIONS
Contribute towards the health of your members via one-time or recurring health contributions.
INDIVIDUALS
Use our cross-border E-Health wallet to receive, hold, transfer and pay for all medical expenses directly.
How does Ensuram work
Create Account
Tell us about yourself and your beneficiaries.
Safety & Trust
Go through our easy and simple verification process.
Start using our service
Add money to your Ensuram wallet, pay/save for any service on our platform and track your expenses conveniently.
Why choose Ensuram ?
Ensuram makes it easy for Africans living anywhere in the world
take care of their loved ones in Africa. We provide our customers with
Choice, Ease, Convenience and Affordability.
Exceptional Services Tailored for You
We collaborate with laboratories, hospitals, insurance providers, corporations, and medical professionals to ensure the optimal well-being of your loved ones.
Affordable Care Guaranteed
While some of our services are free, you'll pay the same low prices offered by trusted labs, hospitals, insurance providers, companies, and medical professionals.
Create Your Health Savings Plan
With Ensuram, you can save money, access services at the lowest cost, pay medical bills, and effortlessly track your health expenses.
Expert Support, Anytime
Our dedicated customer support team is available 24/7 via chat, email, or phone to assist you whenever you need help.
Our Mission
Ensuram is committed to reaching 50% of families in Africa with quality and affordable health care when ever and where ever through the help of the African diaspora. Thus, reducing maternal and infant mortality and increase overall life expectancy in Africa by atleast 10-20 years.
INDIVIDUAL ACCOUNT
One platform for all your healthcare savings and payments
- One-Stop Healthcare Solution: Easily compare prices and purchase health insurance, medications, and lab tests, and pay medical bills directly to hospitals—all in one place.
- Book Doctor’s Appointments: Save time and avoid long waits by scheduling appointments with your doctor.
- Ensuram Wallet: Add funds or receive contributions into your wallet and use it for all healthcare payments including cross-border.
- Health Contributions: Accept healthcare contributions from employers, NGOs, and donors to reduce the financial burden of medical expenses.
- Pre-Authorization for Emergencies: Set pre-authorization limits for your loved ones to access care during emergencies when you’re unavailable to make payments.
HOSPITALS
Focus on Patient Care—We Handle the Rest
- Zero Upfront Costs: Get compensated for using our patient appointment scheduling system—no upfront cost, no monthly or yearly fees.
- Global Billing Made Easy: Send medical bills digitally to patients and sponsors worldwide with a single click and receive payments directly into your mobile money or bank account.
- Emergency-Ready: Minimize revenue loss during emergencies with our Pre-Authorization feature. It ensures access to pre-authorized funds, reducing the risk of unpaid emergency care bills.
HEALTH INSURERS
Reach new markets with online shopping
- Zero Upfront Costs: Grow your customer base by listing your policies online without spending on new technologies and customer acquisition. No listing fees, no monthly or yearly charges—we earn only when you do, with a 10% commission.
- High Customer Volume: Reach more customers locally and abroad as we bring customers to you.
- Seamless Payment: Send medical bills digitally to patients and sponsors worldwide with just one click. Receive policy payments in your mobile money or bank account.
LABORATORIES
Reach new markets with online shopping
- Zero Upfront Costs: Grow your customer base by listing your lab services online without spending on new technologies and customer acquisition. No listing fees, no monthly or yearly charges—we earn only when you do, with a 6% administrative fee.
- High Customer Volume: Reach more customers locally and abroad as we bring customers to you.
- Seamless Payment: Send medical bills digitally to patients and sponsors worldwide with just one click. Receive payments for lab tests in your mobile money or bank account.
PHARMACIES
Reach new markets with online shopping
- Zero Upfront Costs: Grow your customer base by listing your medications/products online without spending on new technologies and customer acquisition. No listing fees, no monthly or yearly charges—we earn only when you do, with a 6% administrative fee.
- High Customer Volume: Reach more customers locally and abroad as we bring customers to you.
- Seamless Payment: Send medical bills digitally to patients and sponsors worldwide with just one click. Receive payments in your mobile money or bank account.
ORGANIZATIONS
Reach new markets with online shopping
- Governments: Leverage the Ensuram Wallet to facilitate seamless payments and contributions toward Universal Health Coverage (UHC), ensuring efficient fund allocation and management.
- Employers: Provide your employees with healthcare benefits by offering one-time or recurring health contributions to their Ensuram Wallet. Reduce the financial burden of healthcare for them and their families while enhancing employee satisfaction.
- NGOs/Donors: Concerned about donor funds not reaching the intended recipients? Deposit health-related funds directly into beneficiaries' Ensuram Wallets, ensuring they are used exclusively for healthcare expenses.
- Families & Friends: Create joint contribution plans to collectively support the healthcare needs of your loved ones, offering financial security and peace of mind.
A short story before you engage with us
Hannah, an accountant originally from Nigeria, now lives in the United Kingdom, having married an American. As the third among five siblings and the only one living overseas, she has taken on the responsibility of financially supporting her family back home. Every month, she diligently sends funds to assist with her mother's living and medical expenses. However, an unexpected situation arose when her mother faced a sudden health crisis. Rushed to the hospital, there was an urgent need for emergency care, but the funds were insufficient, and Hannah was unreachable by phone. This delay in treatment unfortunately led to a deterioration in her mother's health condition.
This distressing scenario could have been prevented if she Ensuram. As with Ensuram she would have been able to purchase a health insurance plan or pre-authorized hospitals to deduct a certain maximum amount of money from her Ensuram account to cover emergency medical bills for her mom.
FAQ
If you don't see an answer to your question,
you can send us an email from our contact form
Ensuram provides quality and affordable health services from African Insurances, Hospitals, Pharmacies, Laboratories and Companies. We help you reduce your medical expenses to Africa by 50%.
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.
- Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents.
- Health insurance protects you from unexpected, high medical costs.
- Health insurance also helps you protect your savings. While an unforeseen illness can lead to mental anguish and stress, there is another side to dealing with health conditions that can leave you drained – the expenses. By buying a suitable health insurance policy, you can better manage your medical expenditure without dipping into your savings.
- More over, health insurance deal with medical inflation. The costs for doctor's consultation, diagnosis tests, ambulance charges, operation theatre costs, medicines, room rent, etc. are also continually increasing. All of these could put a considerable strain on your finances if you are not adequately prepared. By paying a relatively affordable health insurance premium each year, you can beat the burden of medical inflation while opting for quality treatment, without worrying about how much it will cost you.
With Ensuram, never worry about the health condition of your loved ones again. Ensuram put at your disposal the ability to compare and shop health insurance for your family. Click here to begin
No! We currently cover only four African countries. Click on the "NOTIFY ME" button to get informed when we launch in your country
No, Ensuram is NOT an an Insurance or Lab or Hospital or Pharmacy, and does not underwrite policies. We connect you with trusted healthcare providers for premium, affordable care. Ensuram allows you to save money for the future health needs of your family. With Ensuram, you can use these savings to pay bills and purchase insurance policies within our platform.
Ensuram is available in multiple countries and regions in Africa, including in major cities and remote areas. We work with a network of trusted healthcare providers. So, don't worry grandma is save!
Some of our servces are
There are no documents required. However, you must have valid proof of your identity, address, age, etc. when undergoing our simple and easy verification process.
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