Welcome to Ensuram FAQ

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Ensuram is a health insurance brocker and fintech technology that helps you compare prices and shop Health Insurance for Your Loved Ones back in Africa.

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.

  • Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents.
  • Health insurance protects you from unexpected, high medical costs.
  • Health insurance also helps you protect your savings. While an unforeseen illness can lead to mental anguish and stress, there is another side to dealing with health conditions that can leave you drained – the expenses. By buying a suitable health insurance policy, you can better manage your medical expenditure without dipping into your savings.
  • More over, health insurance deal with medical inflation. The costs for doctor's consultation, diagnosis tests, ambulance charges, operation theatre costs, medicines, room rent, etc. are also continually increasing. All of these could put a considerable strain on your finances if you are not adequately prepared. By paying a relatively affordable health insurance premium each year, you can beat the burden of medical inflation while opting for quality treatment, without worrying about how much it will cost you.

With Ensuram, never worry about the health condition of your loved ones again. Ensuram put at your disposal the ability to compare and shop health insurance for your family. Click here to begin

No! We only cover 4 Africa countries for now. Click on the "NOTIFY ME" button to get informed when we launched in your region.


No, Ensuram is NOT an insurance company and do not provide insurance coverage. It is an insurance brocker and fintech platform that connects immigrants living in the diaspora and African residents with trusted healthcare providers for their loved ones in Africa enabling them to sponsor healthcare access for those loved ones back in Africa.

Ensuram is available in multiple countries and regions in Africa, including in major cities and remote areas. We work with a network of trusted healthcare providers in each region we serve to ensure that your loved ones have access to quality care, regardless of their location. So, don't worry grandma is save!

Sum insured refers to the maximum amount that the insurance company pays to the policyholder in case a claim is raised due to an illness or accidental injury. It is the maximum claim amount that the insurer will pay under your health policy to cover your incurred medical expenses. It is also referred to as maximum coverage under health insurance.

There are no documents required as such for purchasing a health insurance policy. You may only have to undergo a pre-policy medical check-up if you are a senior citizen. However, you must have valid proof of your identity, address, age, etc. when you need to file a claim with your insurer.

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